How it works


Dedicated to deepening financial inclusion to the last mile!



All you need to access the System is a reliable internet connection and a modern web browser – we guarantee an up-time of over 99.97%.Flexible and affordable pricing structure enabling agents to benefit regardless of their size.



Integrated with Mobile money and agency banking services enabling clients to access value added services on the go.The System provides an extensive suite of high quality reports, providing information at an institution level, branch level, loan officer level, etc.



Send instanttransactional alerts, personalised payment reminders, arrears follow-up campaigns and marketing messages with ease.Improve Field officers efficiency, extend outreach and increase revenue with the revolutionary Electronic Esusu App.


Integrated with the Cashless Payment Channels such as USSD, POS, ATM, NFC, QR using mCash, mPOS, mWallet, etc.


Integrated with Kiosk deployments to serve as Quick Service Points in unbanked locations so as to deepen financial inclusion to the bottom of the pyramid.

Electronic Esusu: How our business works

Welcome to Electronic Esusu where we help you achieve your goals and make your dreams come true. If you’re unfamiliar with the concept of sou-sou, here’s a quick guide on how business works to aid our clients in their financial endeavours.

Bridging the gap between the unbanked and the banked

Originating in Africa, a sou-sou is an informal savings club consisting of people who make equal and regular contributions to a money pool. Whether the contribution is on a weekly, bi-weekly or monthly basis depends on the people who wish to participate. 

The members receive the total pool of money on a strict schedule. The turn rotates until everyone gets their fair share. If you join the pool, you can request to receive your share at a specific date. Otherwise, the rest of the schedule shall be determined and agreed upon by all members.

For instance, if the group has 10 members who make regular contributions of $100 a week, one member is expected to receive the total amount of $1,000. This continues until all members have been paid. 

An innovative approach to the sou-sou savings club

In a traditional sou-sou, an assigned treasurer goes around the town to collect the contributions of the members. This can be exhausting and dangerous for the treasurer, as they have to carry around a large sum of money. There have been reports of incidents where treasurers are attacked and robbed while doing their routines.

To solve these problems, our team of intelligent and resourceful entrepreneurs came up with a convenient way to collect money from clients with maximum efficiency and minimal losses. Electronic Esusu can help digitise, enhance and improve the performance of your sou-sou scheme through a fast and secured system.

Experience a whole new sou-sou

You can start by signing up for our website and downloading the mobile application. You will be requested to submit your credentials for verification of your identity. Read through the terms and conditions and once you click agree, you will be directed to the homepage of the application.

Electronic Esusu boasts of the following features intended to give you a smooth and hassle-free sou-sou experience. 

  • Cloud-based
  • Low cost
  • Mobile money integration
  • High-quality reports
  • SMS module
  • Field officers app
  • Cashless driven
  • Kiosk development

Create your account in Electronic Esusu now!

Electronic Esusu offers a safer and more convenient way to save your money and track your shares. With just a few clicks on your computer or taps on your mobile phone, you can easily monitor the current total pool. You can also access the schedule of members who will receive their payouts. 

For additional information or a more comprehensive guide on how Electronic Esusu operates, you can send us a message through a phone call, email or our website.